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Modern banking
Trusted Since 1998

Banking that
puts you first.

We do banking differently. Every product, every rate, every interaction is built around one idea — that you deserve better.

50K+

Active Members

$2.5B+

Assets Managed

Routing Number

251480576

Branch Hours

Mon–Fri: 9AM–5PM

Sat: 9AM–1PM

24/7 Support

1-800-BANKING

Orbit Trust Rates

Rates designed to grow your wealth

Competitive, transparent rates across all of our products — because your money should work as hard as you do.

Featured

3.75%

APY*

High Yield Savings

No minimum balance required

3.65%

APY*

18-Month Certificate

Lock in a great rate today

4.00%

APR*

Credit Cards

Rewards on every purchase

15.49%

APR*

Personal Loans

Flexible repayment terms

*Annual Percentage Yield / Rate. Rates subject to change. Terms and conditions apply.

What We Offer

How can we help you today?

Full-service banking solutions built for the way you live, work, and plan.

Deposit Accounts

Secure your money with high-yield savings and checking accounts designed to help you grow.

Learn more

Credit Cards

Earn rewards on every purchase with competitive rates and no hidden fees.

Learn more

Home Loans

Make homeownership a reality with personalized mortgage solutions and great rates.

Learn more

Business Banking

Comprehensive tools and accounts to help your business thrive and scale.

Learn more

Wealth & Retirement

Plan confidently for the future with expert investment and retirement services.

Learn more

Insurance Services

Protect what matters most with our range of personal and business insurance products.

Learn more
Happy customer

$200

Sign-up Bonus*

Limited Time Offer

Get $200 when you open a new checking account

Start building your financial strength today. Open any new checking account online or in-person and get a $200 bonus — plus enjoy all the perks of modern banking.

No minimum balance required
Free online & mobile banking
24/7 dedicated customer support
Fee-free ATM network nationwide
Open Your Account

Why Orbit Trust

Building financial strength, together

Orbit Trust is a full-service institution built on a simple promise — to put our members first in everything we do. From competitive rates to personalized guidance, we're with you at every step.

Competitive Rates

Better returns on savings and lower costs on borrowing — your money works harder here.

Member-Owned

No outside shareholders. Every decision is made with your best interests in mind.

Community Committed

Reinvesting in the communities we serve through programs, partnerships, and support.

Team collaboration
Banking consultant
Modern technology
Community support

By The Numbers

Strength you can count on

50,000+

Members Served

$2.5B+

In Managed Assets

15+

Years of Service

98.7%

Satisfaction Rate

Testimonials

Hear from our members

Real stories from real people who trust us with their finances.

"I am truly impressed with the customer service and speed of payout. Everything was smooth and professional from start to finish."
SM

Sarah Morris

Personal Banking Member

"Excellent rates and a team that genuinely cares. Moving our business accounts here was the best financial decision we made."
JD

John Davis

Business Owner

"The mobile app is fantastic — I can manage everything on the go. Customer support is always responsive and helpful."
EJ

Emily Johnson

Premium Member

FAQ

Frequently asked questions

Quick answers to the questions we get most.

You can open an account online in minutes or visit any of our branch locations. Simply click "Open Account" and follow the guided steps. You'll need a valid government-issued ID and your Social Security number.

Yes. All deposits are federally insured up to $250,000 per depositor, per account ownership category, providing you with complete peace of mind.

We believe in transparent banking. Our checking accounts have no monthly maintenance fees, no minimum balance requirements, and no hidden charges. See our fee schedule for complete details.

Once your account is active, you can log in at our website or download our mobile app. Both provide full access to your accounts, transfers, bill pay, mobile check deposit, and more.

Internal transfers between your accounts are instant. External transfers typically take 1–3 business days. Wire transfers are usually processed the same business day if initiated before the cut-off time.

Our support team is available 24/7 by phone at 1-800-BANKING, by email at support@orbittrustbank.com, or via live chat through our website and mobile app.

Start Today

Ready to bank smarter?

Join thousands of members who've already made the switch. Open your account in minutes — no paperwork, no hassle.

Banking Hours

Mon–Fri: 9AM–5PM
Sat: 9AM–1PM
Sun: Closed

Phone Banking

Available 24/7
3-106-BANKING
International: +310634887570

Email Support

Response within 24hrs
support@orbittrustbank.com

Visit Us

Thomas Alva Edisonweg 135, Roermond, Limburg
Netherlands

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